Medicare Enrollment Services
We are your medicare professionals
Medicare in the US is health insurance for those 65 or older (You may get it sooner if you have a disability). Your "Initial Enrollment Period" is a 7-month span, which starts 3 months before you turn 65, and ends 3 months after the month you turn 65 (For instance, if you turn 65 in December of this year, your IEP starts 1 September of this year until 31 March of next year).
We provide Medicare Enrollment and Consulting Services, so contact us today!
There are four parts of Medicare:
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A: inpatient/hospital coverage
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B: outpatient/medical coverage
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C: also known as "Medicare Advantage" offers alternatives for receiving Medicare benefits
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D: prescription drug coverage
Medicare isn't mandatory, though not signing up for it can have "consequences". Parts A & B form Medicare's base offerings, while Parts C & D are optional.
Part A coverage (granted timely sign-up) in most cases starts the month you turn 65. You qualify for premium-free Part A if you/your spouse paid Medicare taxes for at least 10 years (i.e. no monthly premiums). If you don't qualify, you can buy it along with Part B. If you miss your initial enrollment period you may have to wait to sign up, and/or pay a monthly penalty for Part B for so long as you have Part B coverage. The longer you wait, the higher the penalty. You may also have to pay for delays in signing up for Part A.
The above is just a "tip of the iceberg" description of the basics. Please contact us for a tailored discussion of your case.
How We Can Help: Your Trusted Medicare Enrollment Advisors
Personalized Consulting
We’ll work closely with you to ensure you find the right coverage that fits your lifestyle—without paying for extras you don’t need. All to make sure you feel confident and secure in your decisions!
Assistance with Enrollment
Worried about deadlines and paperwork? Don’t sweat it!
Whether you’re in your Initial Enrollment Period or looking to make changes during Special Enrollment Periods, we’ve got your back. We’ll handle all the details, so you can relax knowing that you won’t miss any of those critical dates.
Navigating the Four Parts of Medicare
Medicare can be confusing with its four main parts—A, B, C, and D—each serving a different purpose. But don’t worry! We’ll break it all down for you in simple terms, helping you understand what each part covers. Our goal here is to make the process as straightforward as possible!
Avoiding Penalties
Did you know that delaying your Medicare enrollment can lead to costly penalties? Yikes! But don’t worry–we’ll keep you updated to help you avoid unnecessary costs and give you peace of mind about your healthcare coverage.
Here's Your Easy Guide to Medicare Coverage
When you choose to work with us, we’re here to provide you with clear and friendly guidance on the four essential parts of Medicare, making it simple for you to navigate your healthcare journey!
Medicare Part A (Hospital Insurance)
Imagine having peace of mind knowing that your inpatient hospital stays, skilled nursing facility care, hospice support, and even some home health care are covered. That’s what Medicare Part A offers!
And here’s the best part: it can be premium-free if you or your spouse have paid Medicare taxes for at least 10 years. Talk about a win-win!
Medicare Part B (Medical Insurance)
Medicare Part B is all about keeping you healthy and happy! Yes, this part covers outpatient care, doctor visits, preventive services, and even durable medical equipment.
Just remember, it does come with a monthly premium, so make sure you don’t miss your enrollment period—nobody wants to deal with late enrollment penalties!
Medicare Part C (Medicare Advantage)
Ever wish you could have everything in one package? With Medicare Part C, also known as Medicare Advantage, you can! This option combines all the benefits of Original Medicare and often includes some additional perks like dental, vision, and wellness programs.
Medicare Part D (Prescription Drug Coverage)
Let’s face it, prescription medications can get pricey. That’s where Medicare Part D steps in to help cover those costs, including many shots and vaccines you may need. You can also easily add Part D to your Original Medicare or choose a Medicare Advantage plan that includes this crucial drug coverage.
Why Choose Mofrad Financial Solutions?
Expertise You Can Count On
We keep ourselves updated on the latest Medicare policy changes, so you always have access to the freshest information and advice.
A Personal Touch
We understand that everyone’s healthcare needs are unique. That’s why we take the time to get to know you, your health, and your future goals, so we can offer advice that truly fits your situation.
Hassle-Free Enrollment
Our Medicare enrollment advisors will handle the paperwork, ensuring your application is accurate and timely to avoid any penalties or delays in coverage.
Long-Term Support
We don’t just help with enrollment--we’re here for the long haul. Whether you need help changing your plan, understanding new Medicare options, or adjusting coverage after a life event, we’ll be here to guide you.
Secure Your Medicare Future Today
Feeling overwhelmed by the Medicare enrollment process? Don’t worry! Whether you’re nearing your Initial Enrollment Period or thinking about adjusting your current plan, our team is here to help you through it all.
Give us a call or hop onto our website to set up your consultation. Your peace of mind with Medicare enrollment is just a quick call or a click away!